Whiteboarding/problem solving

Please describe how you would design a personal budgeting app that provides users with a seamless and streamlined experience for managing their finances.

Did you come across this question in an interview?

Interview question asked to UX Designers interviewing at Adobe, Bol.com, Acorns and others: Please describe how you would design a personal budgeting app that provides users with a seamless and streamlined experience for managing their finances..